You will be offering professional mortgage advice solutions in accordance with Financial Services Authority Regulations:
explain the different types of mortgage and offer products for your client to choose from
assess which type of mortgage is most suitable for each client
make sure your customers can afford what they’re borrowing, not only now but in the future, in the event that interest rates go up or their circumstances change
explain repayments and mortgage protection
advise on and sell related financial products, such as buildings or life insurance
help clients complete the mortgage application
offer some general advice on the home-buying process
meet sales targets
Qualifications
The CeMAP (or equivalent) qualification and have at least 12 months mortgage placement experience.
Being self-motivated as well as having a willingness to learn and take on board new ideas is key.
We are here to ensure that our clients always receive first-class, ethical advice, we believe in quality over quantity.
Skills
excellent communication and listening skills
the ability to explain complex information clearly
the confidence to work with numbers and to explain figures and financial products to your clients
excellent customer-service skills
the drive and motivation to meet targets
good IT skills
good time-management skills and the ability to juggle a busy workload